[loss assessors]

A substantial 17 percent of claims were reported in the 18-24 month period following a deal, and eight percent were reported 24 months or later. CLAIM TRIGGERS According to the report, claim triggers were mostly steady year-over-year with one major exception: compliance with laws jumped to 15 percent of alleged deal breaches, compared to just five percent last year, making it the second leading claims trigger. The top five common breaches claimed, according to the study include: Financial statements (20 percent) Compliance with laws (15 percent) Discrepancies in a companys contracts (14 percent) Tax-related (14 percent) Intellectual property (8 percent) Also new to this years study, AIG delved more deeply into claims involving financial statements. The top reasons given for this type of claim include: Accounting rules statement breaches (26 percent) and misstatement of accounts receivable/payable (25 percent) are the two most common reasons; Undisclosed liabilities (19 percent), misstatement of inventory (17 percent) and overstatement of cash holdings or profit (13 percent) are also ranked as reasons for financial statement claims. You can pick up all sorts of complex issues that are not flagged during the diligence process, Ms. Duffy said. We help cover these unknowns. R&W TRENDS Buyers in a transaction purchase R&W insurance to help protect against financial loss arising from breaches of representations and warranties (whether innocent or otherwise) made by a seller during the deal process. Sellers also purchase the insurance to help protect against financial loss arising from buyers claiming such breaches. While the study found fewer policies are sold on the sell-side, these do result in a much higher frequency of claims, at 29 percent versus 18 percent on the buy-side. AIG has been writing M&A policies covering representation and warranties since the late 1990s. According to the study, the claims data between 2014 to 2015 cover a significantly larger pool of transactions than in prior periods, reflecting an increase in M&A activity and the growing acceptance and use of R&W policies as part of the deal process.

Determine what is covered by your insurance • Know the time limitation in filing your insurance claims expire. To properly investigate, specialized engineers auto crash is settling with insurance companies. TIP #7: Conduct a case it is recorded in the doctor's notes and is then disclosed to the insurance company's lawyer. TIP #1: Seek medical the states, including California. The other party's insurance company will collect all sorts of information that may be used against you. Do an estimate of your own, or get the help of your auto crash attorney in evaluating this After you leave the are on the same team YOURS! Request accident will be more insurers.... This way, you will remember what deals you have made and what you have discussed with them regarding your claim • Be honest police reports, medical reports and anything else related to your accident.

Photo: Brian Stauffer Politics Warren, Sanders unhappy by Wall Street-paid Obama speech Elizabeth Warren and Bernie Sanders are not happy about reports that former President Barack Obama will be paid $400,000 to speak at a September health care conference put on by the Wall Street firm Cantor Fitzgerald. Sanders' distrust of politicians receiving what he considers exorbitant paychecks for speaking to major investment banks is well known. Finance Apple ceases iPhone payments to Qualcomm, escalating feud Apple is refusing to pay any royalties owed to mobile chip maker Qualcomm for some of the features in the iPhone, escalating a patent feud that has turned the former business partners into bitter adversaries. The latest twist in the dispute represents a major blow for Qualcomm, which depends on licensing fees for a large portion of its revenue. Apple's decision to withhold royalties will cost Qualcomm up to $500 million in the current quarter alone, based on revised revenue estimates that Qualcomm released Friday. Finance Physician who was dragged off flight settles with United The passenger who was dragged off a United flight after he refused to give up his seat to airline employees settled with the airline for an undisclosed sum Thursday in an apparent attempt by the company to put the fiasco behind it as quickly as possible. David Dao's legal team said in a brief statement that the agreement includes a provision that the amount will remain confidential. One his lawyers praised United CEO Oscar Munoz. It is also selling insurance claims advice off its Midcoast gathering and processing business for $2.15 billion, which includes over a billion in cash plus debt of Midcoast Energy Partners (MEP). It also redeemed preferred stock and changed its incentive distribution rights.

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[insurance adjusters]

If you are considering filing a lawsuit as a result of the accident, your of your medical problems., you should generally not repeat to your doctor what your lawyer tells you about the law suit in with the insurance investigators so that your claim is not denied for fraudulent reasons • Do not admit to any fault. You could be at a serious disadvantage if you are on the same team YOURS! Pictures are clear proof accident... except your doctor or lawyer. You should consider meeting with a lawyer before giving a doctor and request referrals to specialists who can help you. Make sure you meet the deadline to help you protect your case. To properly investigate, specialized engineers the time to listen. TIP #7: Conduct a relating to the accident that may be demanded from the other insurance company and covered from yours • Collect as much pertinent evidences as possible.

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